A catastrophic injury is an injury that is life-altering and debilitating, often requiring long-term medical care and a lengthy recovery period followed by lifelong medical supervision or maintenance. Catastrophic injuries may be caused by the negligence or harmful intentions of another individual or company and can be costly to the victim and his or her family because of medical bills and wage loss. On top of financial stresses, recovering from these injuries is often painful and draining both physically and emotionally.
When a person becomes the victim of a serious injury, it can be a relief to contract a Louisville injury lawyer who can determine adequate compensation for the pain and suffering endured. Catastrophic injuries are a special class of injury claims, and in Kentucky, personal injury protection (PIP) benefits must be exceeded before a lawsuit can be filed. Having the assistance of a Louisville catastrophic injury lawyer can help an individual receive justice in order to begin to recover his or her life after the trauma of a life-altering injury.
Important Factors in Catastrophic Injury Claims
In Kentucky, the severity of the injury will be taken into consideration before a person can file a lawsuit for an injury claim because the injury must exceed PIP benefits. This means an injury must be permanently disfiguring or lead to the loss of function in a body part to qualify.
A catastrophic injury will typically fall into this category because it is an injury that severely disables the victim, meaning they have a right to sue for compensation in court. These types of injuries are serious and usually result in a victim requiring lifelong medical care and intensive medical procedures.
These types of injuries which warrant contact with a catastrophic injury attorney in Louisville include:
- Head trauma, brain damage
- Fractured or broken bones
- Disfigurement, including the need for amputation
- Organ damage
- Back or neck injury, spinal cord damage
- Severe burns
Catastrophic injuries often result in permanent damage to the victim, disabling him or her for life. The victim of a catastrophic injury is no longer able to function normally, to work, and to provide for themselves or their family, and may even require a medical caregiver for life.
Common Causes of Catastrophic Injuries
Catastrophic injuries in Kentucky may be the result of an accident that was caused by the negligence of an individual or company, such as a dog bite that causes a severe and disfiguring laceration, or a car crash that causes a traumatic brain injury.
Catastrophic injuries caused by negligence may be the result of:
- Motor vehicle collisions
- Pedestrian accidents
- Medical malpractice
- Negligent maintenance of property
- An animal bite or attack
- Falling accidents
- Defective products
In other cases, catastrophic injury may be the result of the negative intentions of another individual or company that purposely harms the victim and causes permanent disability.
People are injured severely everyday in Louisville just trying to cross the street or driving home from work. A catastrophic injury tends to be unexpected and traumatic, leaving the victim in a distressing situation that may feel overwhelming. In these regards a Louisville catastrophic injury attorney may be able to help.
Benefit of Legal Representation
A catastrophic injury can upend the life of the victim and their family as they must deal with the emotional and financial strains of a severe, debilitating injury. Many victims and their families grieve in the wake of such a serious and unexpected injury, trying to recover from the physical pain and adjust to the disability.
Meanwhile, medical bills and wage loss may begin to take their financial toll on the whole family, threatening their quality of life and well-being. To learn how a Louisville catastrophic injury lawyer can assist in the aftermath of a life-altering accident, contact our firm today.